Bit Of History: Peter MacKay Shanks David Orchard In 2003 PC Leadership Race

(Peter Mackay pledges – in writing – no merger with Alliance if he wins)

(Peter MacKay sticking the knife in again?)

1. Important Links


CLICK HERE, for the Peter McKay/David Orchard alliance.
http://archive.is/DJ6M8
CLICK HERE, for CBC article on the broken deal.
http://archive.is/fAEgs
CLICK HERE, for ONSC denying Orchard’s application in full.
http://archive.is/niIKc
CLICK HERE, for an ONSC judge refusing costs for defamation.
http://archive.is/NgxG0
CLICK HERE, for Orchard’s ON Court of Appeal Factum.
http://archive.is/nsX0V/image
CLICK HERE, for ONCA dismissing appeal/cross appeal/motion.
http://archive.is/nBrOy
CLICK HERE, for Stevens v. CPC, Federal Court of Canada.
http://archive.is/iwCyI
CLICK HERE, for Stevens v. CPC, Federal Court of Appeal.
http://archive.is/6S6am

CLICK HERE, for a May 2019 article on replacing Scheer (before election).
http://archive.is/ZPFdF
CLICK HERE, for MacKay commenting on Scheer’s 2019 loss.
http://archive.is/SFvWr

2. Context For This Article


In 2003, the current Conservative Party of Canada did not exist. Instead, there was the Alliance Party, led by Stephen Harper, and the Progressive Conservative Party, undergoing a leadership race.

Two candidates in that race, David Orchard and Peter Mackay, struck a deal: Orchard would support MacKay’s leadership bid in return for a written pledge not to pursue a merger or deal with the Alliance. At that time, a merger had been seriously considered, as a way to form a united alternative to the Liberal Party. But MacKay promised — in writing — not to pursue this if he was supported for leader of the Progressive Conservative leadership.

The deal went ahead as planned (so it seemed), and MacKay became leader of the party. However, it appeared he had no intention of honouring his deal. Almost immediately, he pursued merger talks with the Alliance. The eventually merged, and the new party formed government from 2006 until 2015. MacKay’s deceptive and underhanded tactics had won in the long term.

Fast forward more than a decade from 2003, and another controversy. See section #9 for more on that.

3. Text Of McKay/Orchard Deal

May 31, 2003 Agreement between Peter MacKay and David Orchard
1) No merger, joint candidates w[ith] Alliance. Maintain 301.
2) Review of FTA/NAFTA – blue ribbon commission with D[avid] O[rchard] w[ith] choice of chair w[ith] P[eter] M[acKay’s] agreement. Rest of members to be jointly agreed upon.
3) Clean up of head office including change of national director in consultation (timing w[ithin] reasonable period in future, pre-election) and some of DO’s people working at head office.
4) Commitment to making environmental protection front and center incl[uding] sustainable agriculture, forestry, reducing pollution through rail.
[Signed by Peter MacKay and David Orchard]

Looks pretty straightforward.
No merger. Fix our party instead.

4. ON Court Challenge By Orchard, Others

Administrative law — Voluntary association — Political parties — Political parties registered under Canada Elections Act — Leaders of Progressive Conservative Party of Canada and Canadian Reform Conservative Alliance reaching agreement for merger of political parties — Common law principles regarding unregulated voluntary associations did not apply to political parties registered under Canada Elections Act — Canada Elections Act governing merger of registered political parties — Canada Elections Act, S.C. 2000, c. 9.

On October 15, 2003, Peter MacKay, leader of the Progressive Conservative Party of Canada (“PC Party”), reached an agreement in principle with Steven [page278] Harper, leader of the Canadian Reform Conservative Alliance (“Alliance”), for the establishment of the “Conservative Party of Canada”. PC Party members who were opposed to the agreement applied to the court for several declarations. The premise of these declarations was that the PC Party could not be dissolved or merged with another political party except with the unanimous consent of all its members. The applicants also sought a permanent injunction to prevent anyone from dealing with the party’s assets.

[4] The applicants are PC Party members who are opposed to the merger of the party with the Alliance. They request that the court make a number of declarations, which are all premised on their view that the PC Party cannot be dissolved or merged with another political party, except with the unanimous consent of all of its members. They also seek a permanent injunction to prevent anyone from otherwise dealing with the party’s assets.

[5] I note that several items of the relief set out in the Notice of Application are not pursued before me. Paragraph 1(j) requested a declaration that Mr. MacKay is in breach of his written agreement, dated June 1, 2003, with Mr. Orchard, and sought consequential relief. The request for this relief was withdrawn on the consent of counsel prior to the date set for the hearing. Paragraph 1(e) sought a declaration that the procedures set by the Management Committee of the PC Party for the special meeting scheduled for December 6, 2003 are contrary to the Party’s Constitution and by-laws. Counsel for the applicants indicated they [page280] were not seeking such relief and informed the court the applicants were making no attack on the specific procedures adopted by the Party respecting the special meeting. Counsel also informed the court that the applicants were not requesting the court to deal with the relief sought in para. 1(g) which sought a declaration that the Constitution of the PC Party prohibited its leader from agreeing with the leader of another political party that the PC Party will not nominate candidates in every federal constituency in Canada.

[6] Traditionally, the courts have been reluctant to get involved in supervising the internal affairs of voluntary associations. However, courts do recognize that membership in a voluntary association can give individuals important social rights that are worthy of some protection. Members may request the courts to require that the organization carry out its affairs honestly, in good faith and in accordance with its governing rules.

[7] In this case we are dealing with a political party. The social interest of members in ensuring that the organization’s affairs are conducted in accordance with its governing Constitution is apparent. Citizens exercise important rights in participating in political activity through membership in political parties. However, the court must be careful not to intrude into the political realm. There were submissions and evidence in this case that I considered to be political rhetoric. I have disregarded all such evidence and submissions.

[13] I am satisfied that the situation is sufficiently developed to give rise to an actual dispute between the parties. Both sides have important interests at stake. The leadership of the PC Party has embarked on a path to merge the party. The applicants are opposed to the course of action being taken. Counsel for both sides indicated to the court that it would be of assistance to have a decision before the vote is taken tomorrow. Given their national significance, there is good reason to determine the questions raised by this actual dispute, and I am satisfied that the court’s decision will be of practical effect in resolving the dispute.

[14] I have concluded that this dispute does not fall within the ambit of the internal dispute resolution in Article 13 of the PC Party’s Constitution. I regard the internal process as intended to deal with questions about whether the ongoing affairs of the party are being conducted in compliance with its Constitution and by-laws. This dispute arises in extraordinary circumstances not contemplated by its Constitution, concerns its continued existence, and as will be seen, is in large measure about the proper interpretation and effect of a public statute. In deciding not to defer to the internal arbitration process, I paid no heed to the applicants’ arguments that that process was flawed by relationship and institutional bias. I regard the applicant’s apprehension of bias to be without merit.

[40] In expressing this view, I should not be taken to be declaring the law. In this proceeding I was asked to make declarations that the PC Party cannot merge, transfer its assets, or dissolve without the unanimous consent of every one of its individual members. I have decided, based on the view I take of the law, that it is not appropriate to make such declarations.

[41] A further comment must be made about para. 1(h) of the application. Paragraph 1(h) seeks “a declaration that the resolution [before the December 6 special meeting] does not constitute the resolution required pursuant to s. 400(2)(b) of the Canada Elections Act in order for the PC Party to merge with another registered party under the Act”. Whether the resolution being acted upon tomorrow, or any other resolution, satisfies the requirements of the Act must, in the first instance, be decided by the Chief Electoral Officer. I refuse the relief requested in para. 1(h) on that basis.

[42] The application is dismissed in its entirety. Counsel may make an appointment through my secretary to address costs.
Application dismissed.

In short the Court ruled that the matter should be decided internally. The parties have governing documents (such as constitutions) which set out terms for various issues, including mergers.

One way to look at this would be the “sort out your own business” line of reasoning prevailed. And while members of an organization should expect leaders to behave in a good faith manner, the Court apparently isn’t always the place to demand such a resolution.

While the Judge “could” have intervened, the decision was made not to.

See the next section for the Elections Act (400-403)

5. Canada Elections Act

[34] I set out the provisions in full, underlining the particular phrases that I find helpful in interpreting the provisions. I discuss some of the particular phrases below.

400(1) Two or more registered parties may, at any time other than during the period beginning 30 days before the issue of a writ for an election and ending on polling day, apply to the Chief Electoral Officer to become a single registered party resulting from their merger.
(2) An application to merge two or more registered parties must
(a) be certified by the leaders of the merging parties;
(b) be accompanied by a resolution from each of the merging parties approving the proposed merger; and
(c) contain the information required from a party to be registered, except for the information referred to in paragraph 366(2)(i).

401(1) The Chief Electoral Officer shall amend the registry of parties by replacing the names of the merging parties with the name of the merged party if
(a) the application for the merger was not made in the period referred to in subsection 400(1); and
(b) the Chief Electoral Officer is satisfied that
(i) the merged party is eligible for registration as a political party under this Act, and
(ii) the merging parties have discharged their obligations under this Act, including their obligations to report on their financial transactions and their election expenses and to maintain valid and up-to-date information concerning their registration.
(2) The Chief Electoral Officer shall notify the officers of the merging parties in writing whether the registry of parties is to be amended under subsection (1).
(3) If the Chief Electoral Officer amends the registry of parties, he or she shall cause to be published in the Canada Gazette a notice that the names of the merging parties have been replaced in the registry with the name of the merged party.

402(1) A merger of registered parties takes effect on the day on which the Chief Electoral Officer amends the registry of parties under subsection 401(1).
(2) On the merger of two or more registered parties,
(a) the merged party is the successor of each merging party;
(b) the merged party becomes a registered party;
(c) the assets of each merging party belong to the merged party;
(d) the merged party is responsible for the liabilities of each merging party; [page287]
(e) the merged party is responsible for the obligations of each merging party to report on its financial transactions and election expenses for any period before the merger took effect;

(f) the merged party replaces a merging party in any proceedings, whether civil, penal or administrative, by or against the merging party; and
(g) any decision of a judicial or quasi-judicial nature involving a merging party may be enforced by or against the merged party.

403. Within six months after a merger
(a) each of the merging parties shall provide the Chief Electoral Officer with the documents referred to in subsection 424(1) for
(i) the portion of its current fiscal period that ends on the day before the day on which the merger takes effect, and
(ii) any earlier fiscal period for which those documents have not been provided; and
(b) the merged party shall provide the Chief Electoral Officer with
(i) a statement, prepared in accordance with generally accepted accounting principles, of its assets and liabilities, including any surplus or deficit, at the date of the merger,
(ii) an auditor’s report, submitted to the chief agent of the merged party, as to whether the statement presents fairly and in accordance with generally accepted accounting principles the information on which it was based, and
(iii) a declaration in the prescribed form by the chief agent of the merged party concerning the statement.

These sections of the Canada Elections Act are cited in both the Provincial and Federal Court rulings. As such, we should know what they actually say. In short, they quite clearly allow for party mergers. Broken promises and backroom deals don’t actually appear anywhere in the text.

6. ON Court Of Appeal (Orchard et al.)

[17] As a preliminary matter, the respondent moves to quash the appeal as now being moot. It argues that there is no longer a live issue affecting the rights of the parties because the merger has happened and the Conservative Party has been registered by the Chief Electoral Officer in place of the PC Party and the Alliance Party.

[18] In my view, the motion must be dismissed. There remains the same real legal issue between the parties that existed before December 6, 2003, namely, whether the PC Party can be dissolved or merged with another political party without the unanimous consent of all of its members. The only difference is that if [page134] they are successful, the appellants must now seek a remedial order undoing what has happened rather than an order to prevent it from occurring. The respondent has not shown that this would be impossible. The underlying legal issues still have an effect on the rights of the parties and hence mootness does not apply.

[19] On the appeal itself, the appellants’ fundamental contention is that the common law requires the PC Party to obtain the unanimous consent of all of its members to merge with the Alliance Party. In making this argument they place significant reliance on Astgen.

[45] By the terms of the constitution this decision is final and binding. Having had the opportunity to participate in that process the appellants are bound to accept it as final and binding, subject to judicial review which they have not sought. This is a corollary to the obligation of an organization like a trade union to give notice of an arbitration to a member whose rights will be affected because the decision of the arbitration board is final and binding. See, for example, Hoogendoorn v. Greening Metal Products and Screening Equipment Co. (1967), 1967 CanLII 20 (SCC), [1968] S.C.R. 30, 65 D.L.R. (2d) 641. It is not open to the appellants to seek a determination by the court that the resolution is of no legal effect because the PC Party failed to comply with the procedures required by its constitution. In this circumstance, that is a matter for the Arbitration Committee.

[46] In summary, therefore, the appellants’ arguments on appeal must be rejected.

[47] The respondent has cross-appealed from the decision of the application judge to award no costs because of the public importance of the issues raised. We did not call on the appellants to respond to the cross-appeal. In our view, it was an entirely appropriate exercise of discretion by the judge of first instance.

[48] As to the costs of the proceedings in this court, success has been divided. The appellants failed on the appeal. The respondent failed to establish mootness and failed on the cross-appeal. Together with the public importance of the questions raised, this makes it appropriate to order that there be no costs in this court. [page141]

[49] I would therefore dismiss the motion to quash and the appeal and the cross-appeal. No costs in this court.

Among other things, the Court of Appeals states that relief should have come in the form of an application for judicial review challenging the Elections Commission.

Beyond that, the Appeals Panel sidesteps the underhanded nature of MacKay’s duplicity. Instead, they point out that the Canada Elections Act explicitly allows for mergers except in very limited cases. Unanimity from all participants is not required.

To sum up, there is nothing new to add here, so appeal dismissed.

7. Stevens v. CPC (Federal Court)


This was not the only case that was launched. There was an Application for Judicial Review started in Federal Court to contest the ruling that allowed the merger.

[76] The Applicant argued that the decision of the Ontario Court of Appeal confirmed the opinion of the application judge that section 401(1)(b)(ii) of the Act vests the CEO not the Court, with the mandate of determining if the merger application met the statutory requirements. However, he also submits that the Court of Appeal recognized that section 400(2)(b) of the Act implicitly requires that a merger resolution be passed in accordance with the constitution of a merging party.

[77] Accordingly, the Applicant argues that this holding supports his contention that the CEO erred in law by rejecting the constitution of the PC Party as being relevant to his decision. The Applicant repeats and relies upon his earlier submissions that the constitution of that party specifically prohibits the merger application that was made.

[78] Further, the Applicant says that the judgment of the Ontario Court of Appeal does not address the argument that the common law rights of voluntary associations include the right to be heard when such association is a political party that is at risk of dissolution.

ii) The Respondent

[79] The Respondent disagrees with the Applicant’s interpretation of the Ontario Court of Appeal’s decision and argues that the Court rejected the arguments that the merger of the PC Party and the Alliance Party attracted application of the common law rule that the unanimous consent of each party member was required for the merger of those parties. Further, the Respondent submits that the Ontario Court of Appeal held that the Act did not require unanimous consent for such merger.

[80] In conclusion, the Respondent relies on the decision of the Ontario Court of Appeal as supporting its view that the decision of the CEO to amend the registry of parties on December 7, 2003, was correct.

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[114] A waiting period of sixty days applies when a political party initially applies for registration. In my view, it is reasonable that a waiting period, albeit a reduced one, will also apply when two registered parties apply for merger.

[115] It follows, then, that in my opinion, the CEO erred by amending the registry of parties on the same day that the merger application was made and without waiting for thirty days, to ensure that no election writ would be issued, thereby activating the commencement of the prohibited period.

[116] As noted earlier, the Applicant seeks an order quashing the decision of the CEO and reinstating the PC Party on the registry of parties. Alternatively, the Applicant seeks an order setting aside the decision of December 7, 2003 and referring the matter back to the CEO.

[117] In my opinion, the remedies sought by the Applicant should not be granted. Pursuant to section 18.1(3) of the Federal Courts Act, supra, the Court has discretion in the matter of granting relief upon an application for judicial review. On occasion, relief has been denied and in this regard, I refer to Mobil Oil Canada Ltd. v. Canada-Newfoundland Offshore Petroleum Board, 1994 CanLII 114 (SCC), [1994] 1 S.C.R. 202.

[118] In the present case, I take judicial notice of the fact that no writ for an election was issued in the thirty days following December 7, 2003. In the result, the CEO’s action in immediately amending the registry of parties, although contrary to my interpretation of the Act, had no material effect. In the exercise of my discretion, I decline to grant the relief sought.

[119] The application for judicial review is dismissed. However, the Applicant has raised a valid point and is entitled to his assessed costs under Column III.

                                         <center>  ORDER</center>

IT IS HEREBY ORDERED AND ADJUDGED that:
.
The application for judicial review is dismissed, the Applicant to have his assessed costs under Column III

Much the same as with the Ontario Courts. The Court declines to intervene, and rules the merger allowed under the Canada Elections Act.

8. Stevens v. CPC (Federal Court of Appeal)

[49]I therefore find that the only interpretation that would give a concrete meaning to the texts in question is the one that requires the Chief Electoral Officer to let 30 days expire once the merger application is received before accepting it. If this was not Parliament’s intention, it is free to correct our vision with a more specific legislative text.

Exercising discretionary power for judicial review
[50]Justice Heneghan refused to grant the relief sought despite the fact that the Chief Electoral Officer, by not waiting 30 days before making his decision, violated the Canada Elections Act. Taking judicial notice of the fact that no writ ordering an election was issued in the 30 days following the merger application, she found, at paragraph 118 of her reasons:
In the result, the CEO’s action in immediately amending the registry of parties, although contrary to my interpretation of the Act, had no material effect. In the exercise of my discretion, I decline to grant the relief sought.

[51]Justice Heneghan, in my opinion, judiciously exercised the discretion inherent to the power for judicial review. The existence of this discretion is based both on the text of subsection 18.1(3) [as enacted by S.C. 1990, c. 8, s. 5; 2002, c. 8, s. 27] of the Federal Courts Act [R.S.C., 1985, c. F-7 , s. 1 (as am. by S.C. 2002, c. 8, s. 14)] under which the “Federal Court may” [emphasis added] quash the decision of a federal board, commission or tribunal, and on the principles associated with traditional prerogative writs. In this regard, it would be appropriate to return to this long excerpt from Justice Hugessen’s reasons in Schaaf v. Minister of Employment and Immigration, 1984 CanLII 3622 (FCA), [1984] 2 F.C. 334 (C.A.), at pages 342-344, which summarize the basis of this discretion best, with the adaptations required by the new, more explicit formulation of section 18 [as am. by S.C. 1990, c. 8, s. 4; 2002, c. 8, s. 26]:

In my view, nothing in the words used makes them other than attributive of jurisdiction. They create the power in the Court to set aside decisions which offend in one of the stated ways but do not impose a duty to do so in every case.

More of the same. The Federal Court can use discretion and choose not to intervene.

9. Current CPC Leadership Antics

This is the follow-up to Section #2. Andrew Scheer becomes leader of the Conservative Party of Canada in May 2017, is a surprise (and contested) 13th ballot over Maxime Bernier. However, it soon becomes clear that many people did not want this, and Scheer is undermined within his own party.

Bernier leaves in August 2018 to start his own party, the bizarrely named “People’s Party of Canada”. He claims that the CPC is no longer conservative, and that he will form an alternative. He also starts adopting populist rhetoric, something he previously hadn’t shown. Interestingly, Bernier spends more time attacking Scheer than the Liberal Party, which is currently in government.

Curiously, the People’s Party is missing a lot:
(a) Bernier has never called a leadership campaign
(b) No policies have ever been voted on
(c) There is no party constitution
(d) There are no by-laws, or other governing documents
(e) There is no national council, or senior board
(f) The platform was recycled from Bernier’s 2016/17 leadership run

Critics claim it is a “temporary” party meant to keep the Conservatives from winning, and to get Scheer ejected. Strangely enough, Peter MacKay’s name gets floated as a possible successor should Scheer not become Prime Minister.

Ultimately, Justin Trudeau did win again, but this time a minority. Despite winning the popular vote and increasing the seat total, Scheer was pressured to resign from the CPC leadership.

Could MacKay be at it again? Is this another scheme to undermine the will of conservative party members and select the party’s leader? Was the PPC just a psy-op to get rid of Scheer and install another leader instead?

10. Politics Is Rotten To The Core


This current fiasco has relevance to the 2003 one for a simple reason: some of the same people are involved in both. Now, could Peter MacKay be up to his old tricks of deceit and backstabbing? Choosing who becomes leader?

Actually governing people always seems to take a backseat to the infighting, pettiness, and selfishness of the politicians involved. Public servants appear to be anything but.

Giving your word, even in writing, seems to mean little. Alliances will always give way to self interest.

Pensions #1(C): Canada Pension Plan, Where Is The Money Going?

1. More On Pension Plans/Funding

CLICK HERE, for #1: CPPIB invests $2B in Mumbai, India.
CLICK HERE, for #2: CPP underfunded, money leaving Canada.

2. Important Links

CLICK HERE, for CPPIB Investing $2B In Mumbai, India.
CLICK HERE, for earlier piece on Canada Pension Plan.
CLICK HERE, for 2000 audit. $443B shortfall (Page 113)
CLICK HERE, for 2006 audit. $620B shortfall (Page 73). $67.9B added as of 2009.
CLICK HERE, for 2012 audit. $830B shortfall (Page 48)
CLICK HERE, for 2015 audit. $884B shortfall (Page 48)
CLICK HERE, for the 2019 CPPIB Annual Report.”

CLICK HERE, for getting your statement of earnings.
CLICK HERE, for CPP benefits for 2019 year.
CLICK HERE, for a generic investment calculator.

CLICK HERE, for a 2017 UN report on leveraging African pension funds for financing infrastructure development.
CLICK HERE, for 2019 report on development financing.
CLICK HERE, for closing infrastructure funding gap.

3. Obtain Your Statement Of Contributions

Any Service Canada should be able to help you apply for a copy of your statement of contributions. One tip is to do it after a tax assessment to get the most up to date information. You will need your social insurance number.

Also, you can request your statement by mail.
Contributor Client Services
Canada Pension Plan
Service Canada
PO Box 818 Station Main
Winnipeg MB R3C 2N4

Once you have received it, you will get a lot of new information you didn’t have before. Yes, I have mine from 2018, and am ordering a 2019 statement.

4. Information From Statement Of Contributions

A quote from the 2018 statement:

You and your employer each paid 4.95% of your earnings between the minimum of $3,500 and the maximum of $55,900 for 2018. These are called “pensionable earnings. Self employed individuals paid contributions of 9.9% on these amounts.
The maximum retirement pension at age 65 this year is $1,134.17 per month.

A few things to point out here:

You and your employer “both” paid 4.95% of your earnings between the minimum and maximum amounts. So if you made $25,000 then $21,500 of it would be taxable. Both you and your employer would have contributed $1,064.25 towards it. Combined is $2128.50.

Suppose you made over $55,900. Then $52,400 of it would have been taxable, and both you and the employer would have paid $2,593.80 into it. Combined is $5187.60.

Let address the elephant in the room. How much: (a) will CPP actually pay out for you; and (b) what would you make if you invested the CPP contributions yourself?

5. How Much Will CPP Pay Out For You?

Assuming retirement at age 65, and average life expectancy is 82. That gives 17 years, (204 months) of receiving pension contributions.

For the 2019 year, the maximum is listed as $1,154.58, and the average is $679.16. None of this covers Old Age Security (OAS) or Guaranteed Income Supplement (GIS). Those are separate and fall outside of CPP.

The average earner:
($679.16/month)X(17 year)X(12 month/year) = $138,540

The top earner:
($1,154.58/month)X(17 year)X(12 month/year) = $235,534

For simplicity, inflation is ignored, as is indexing of contributions.

6. Invest Your Own CPP Contributions

Yes, contributions and interest rates vary, but for simplicity, let’s keep them consistent.

For the top earner, let’s do this scenario:
(a) Worked for 40 years
(b) Contributed full amounts
(c) Invested at 8% annually.

Yes, the interest is absurd, but CPPIB claims that is what it is getting. In fact, CPPIB states that it gets 6.6-18% interest on its fun each year.

Over $1.3 million. That is what you would have after 40 years, making full contributions, assuming those contributions (both yours and the employer’s) were fully invested. A far cry from the $235,000 that you would make from 17 years of CPP payouts. Over a million more in fact.

Even just a 3% return — which is very doable — would net you $390,000 over those 4 years. Almost double what CPP would be paying out.

For an average earner, let’s try different numbers:
(a) Worked for 30 years
(b) Earned ~$30,000 annually contributed $2,970
(c) Invested at 6% annually.

$235,000 the person would have earned. This is about $100,000 more than simply taking the average payouts from Canada Pension Plan.

Why the different numbers? Perhaps the person took several years off for childcare. Perhaps there were years with low earnings. And 6% is a more realistic return, although good luck getting that from a bank. To repeat, CPPIB claims 6-18% returns (after costs) annually.

To be fair, people who go decades without working are unlikely to ever be able to save and invest the equivalent of what CPP is paying out.

For example, my own statement of contributions estimates if I were magically 65 today. With only a decade of work, I would be getting $317/month. Over the next 17 years that would pay out about $65,000, far more than I would have put in.

But long term and steadily employed workers get screwed.

7. Performance CPPIB Claims In Investments

This was addressed in the previous piece. In the CPPIB Annual Reports, the Board claims to have staggering growth year after year. Of the years listed, the interest ranges from 6% to 18%.

Year Value of Fund Inv Income Rate of Return
2010 $127.6B $22.1B 14.9%
2011 $148.2B $20.6B 11.9%
2012 $161.6B $9.9B 6.6%
2013 $183.3B $16.7B 10.1%
2014 $219.1B $30.1B 16.5%
2015 $264.6B $40.6B 18.3%
2016 $278.9B $9.1 6.8%
2017 $316.7B $33.5B 11.8%
2018 $356.B $36.7B 11.6%
2019 $392B $32B 8.9%

Also, as outlined in the last article, the accounting method used also changes how your pension plan comes across. You can select your data, and paint a rosy picture. Or you can take ALL assets and liabilities into account.

When the Canada Pension Plan was properly audited in 2016, it was found to have $884.2 billion in unfunded liabilities. The 2019 Annual report lists $392 billion as the value of the fund. However, with over a trillion dollars in liabilities, that illusion came crashing down.

$239 billion in growth over the last decade, an 11% annual increase. But in spite of that, CPP is not paying out retirees anywhere near what they have put in.

Why? Where is the money going?

8. CPP Unfunded Liabilities Swept Under Rug

Here are quotes from some of the actuarial reports. Interesting how they go out of their way to gloss over the truth about the CPP. In 2 of the reports, the total unfunded liabilities are reduced to a mere footnote.

Page 113 in 2000 audit. Actuarial liability 486,682M Actuarial value of assets 43,715 or 9%, Unfunded liability 442,967M or 91% of total. That’s right, ten times as many liabilities as assets.


Page 73 in 2006 audit report. $619.9B in unfunded liabilities. Updated in 2009 to reflect another $67.9B on the interest (just the interest) of those unfunded liabilities.


Footnote from 2012 audit. When the “closed-group approach” is used to audit the program, the assets are $175.1 billion, actuarial liability of the Plan is equal to $1,004.9 billion, and the assets shortfall is equal to $829.8 billion

Footnote from 2015 audit. Using “closed-group approach” to audit, the actuarial liability of the Plan is equal to $1,169.5 billion, the assets are $285.4 billion, and the assets shortfall is equal to $884.2 billion

Despite the glowing reviews our politicians give, the Canada Pension Plan is not doing well. In fact, it has close to a trillion dollars in unfunded liabilities. This is not sustainable in the slightest.

Younger workers will be paying into a system they have no realistic hope of ever collecting on. Not a good social safety net.

By now you are probably wondering these things:
The CPP, for most people, will never actually pay out anywhere near the amount that the person contributes over their lifetime. This is on top of the nearly 1 trillion shortfall that the plan has. So if the plan won’t pay out fully, and yet is so broke, where is the money going?

Who is running the show?

9. Open-Group v.s. Closed-Group Valuation

The difference is this:
Open-group valuation principles mean that a pension is solvent and in good shape as long as it’s current assets and payouts are able to keep up with the demands of retirees at the moment. It doesn’t require that the pension plan be fully funded. The reasoning is there is a “social contract”, and that the Government can raise more money (tax more) to cover the shortfalls.

Closed-group valuation principles require that “all” liabilities be taken into account. The is a far more accurate method, as payments from all workers are considered, if those who won’t retire for decades. The rationale is that private companies could go bankrupt at any time, and need to take the actual amounts into account.

10. CPPIB Board Members Well Connected

Heather Munroe-Blum

  • Principal and Vice Chancellor (President), McGill University
  • Current Director of the Royal Bank of Canada
  • Hydro One (Ontario)
  • Trilateral Commission

Ashleigh Everett

  • Former Director of The Bank of Nova Scotia
  • Premier’s Enterprise Team for the Province of Manitoba

William ‘Mark’ Evans

  • Former member of the Management Committee at Goldman Sachs
  • Co-founded TrustBridge Partners in China (2006)
  • Kindred Capital in Europe (2016)

Mary Phibbs

  • Standard Chartered Bank plc
  • ANZ Banking Group
  • National Australia Bank
  • Commonwealth Bank of Australia
  • Allied Irish Banks plc
  • Morgan Stanley Bank International Ltd
  • The Charity Bank Ltd

Tahira Hassan
Kathleen Taylor

  • Chair of the Board of the Royal Bank of Canada
  • Director of Air Canada since May 2016
  • Chair since April 2019 of Altas Partners

Karen Sheriff

  • United Airlines
  • Director of WestJet Airlines

Jo Mark Zurel

Not proof of any wrongdoing, but the board is certainly connected to other institutions.

11. CPPIB Holdings (Foreign & Domestic)

Here are CPPIB’s Canadian holdings.
Here are CPPIB’s foreign holdings.

$44M in from Power Corporation (Desmarais)
$17M in Hydro One Ltd (Heather Munroe-Blum is former board member)
$555M in RBC (Heather Munroe-Blum is board member)
$292M in Scotia Bank (Sylvia Chrominska is former chair)

In fairness, there are hundreds of companies CPPIB invests in. But always keeping an eye out for potential conflicts of interest.

But having all of these assets (both within Canada and abroad), doesn’t really explain the trillion dollar shortfall. There has to be something else that the CPPIB is wasting Canadian pensioners’ retirement savings on.

12. Pensions Sent For UN Development Projects?

Yes, this sounds absurd, but consider this report from the UN about using pensions to leverage development projects. True, this report refers to African pension funds. But it is entirely possible that Canada could get involved (or already be involved) in some similar scheme.

III. PENSION FUNDS DIRECT INVESTMENT IN INFRASTRUCTURE
International experience At 36.6 percent of GDP, assets of the pension funds in OECD countries are relatively large. As of end-2013, pension-fund assets were even in excess of 100 percent in countries such as the Netherlands, Iceland, Switzerland, Australia, and the United Kingdom (Figure 1). In absolute terms, pension funds in OECD countries held $10.4 trillion of assets.25 While large pension funds (LPFs) held about $3.9 trillion of assets, assets in public and private sector and public pension reserves (PPRFs) stood at $6.5 trillion.

Individual pension funds can be relatively large in some countries such as the Netherlands (ABP at $445.3 billion and PFZW at $189.0 billion) and the U.S. (CalPERS at $238.5 billion, CalSTRS at $166.3 billion, and the New York City Combined Retirement System at $150.9 billion). Similarly, PPRFs are relatively large in the U.S. (United States Social Security Trust Fund at $2.8 trillion) and Japan (Government Pension Investment Fund at $1.2 trillion). Among emerging markets, South Africa (Government Employees Pension Fund (GEPF) at $133.4 billion) and Brazil (Previ at $72 billion) have the largest funds in Africa and Latin America, respectively.

Pension funds can dedicate a share of their assets specifically to infrastructure. Such direct investment in infrastructure is implemented through equity investment in unlisted infrastructure projects (through direct investment in the project or through a private equity fund). Such investment can also take the form of debt investment in project and infrastructure bonds or asset-backed security. In contrast, pension funds can allocate a share of their funds indirectly to infrastructure through investment in market-traded equity and bonds. Listed equity investment can take the form of shares issued by corporations and infrastructure project funds while debt investment is often in the form of corporate market-traded bonds.

As is plain from the text, (Page 10), the UN views pensions as a potential investment vehicle for their agendas. And is clear from the pages in the reports, the UN has been sizing up pension funds from all over the world.

This is more than just an academic exercise

IV. OBSTACLES TO PENSION FUNDS INVESTMENT IN INFRASTRUCTURE
The extent to which pension funds can invest in infrastructure depends on the availability of assets in the pension system. Asset availability, in turn, is driven by a number of factors including the pension system’s environment, design, and performance. Even in a well-performing pension system with ample assets available for investments, the governance, regulation, and supervision of pension funds can restrict those funds’ ability to actually invest in infrastructure. If such constraints are lifted, then pension funds need to consider the risks of infrastructure projects and demand a fair, transparent, clear, and predictable policy framework to invest in infrastructure assets. Once this hurdle is overcome, pension funds will need adequate financial and capital market instruments to implement their investment decisions.

Simple enough (page 13). Lift the regulations, and the pension money will be free to flow to UN development projects. And after all, who knows better about spending other people’s money?

The endless foreign aid gestures that our government engages in: is that really our pension money being sent abroad?

We can see from Table 2 (Page 16) that the UN has been sizing up:

  1. Canada Pension Plan ($173B in assets)
  2. Ontario Municipal Employees ($62B in assets)
  3. Ontario Teachers’ Pension Plan ($128B in assets)
  4. Quebec Pension Plan ($39B in assets)

The recent OECD policy guidance for investment in clean energy, which is based on the PFI illustrates how policymakers can identify ways to mobilize private investment in infrastructure (OECD, 2015c). The policy guidance focuses on electricity generation from renewable energy sources and improved energy efficiency in the electricity sector, and provides a list of issues and questions on five areas of the PFI (investment policy, investment promotion and facilitation, competition policy, financial market policy, and public governance).

(Page 31) Clearly the UN is pushing its enviro agenda and suggesting that public pensions be used to finance at least part of it.

13. So Why Is CPP So Underfunded?

A number of factors most likely.

(A) Most pension plans are ponzi-style. In order to stay funded, it requires an ever growing number of contributors in order to pay off older contributors. Rather than having members who can sustain themselves, this is dependent on infinite growth.

(B) Although a person contributing to a pension in their career would “theoretically” be self-sufficient, it is clear the interest and gains are not what CPPIB pretends. If the fund was growing at 10%+ year over year, it would be different. We are not getting the full story.

(C) Public sector pensions are not sustainable either. So, very likely that some CPP money is being diverted to help cover the shortfalls.

(D) Due to political pressure, the powers that be find it more convenient to downplay the serious shortfalls rather than meaningfully address it. No political will to ask the hard questions.

(E) There has to be money going to outside projects, such as the UN plot to use pensions to fund their development agenda. The UN is a money pit, and the waste is probably enormous.

To repeat from the last post:
We are screwed.

A Case For Tort Reform: “Free-Speech” Grifters Want $5 Million

(Peterson interview after suing)

(Peterson announcing lawsuit to follow Shepherd)

(Pedantic Shepherd, YouTube is beside the point)

(Shepherd sues, then complains about being sued)

Background Information

The details of the Wilfrid Laurier University scandal (Lindsay Shepherd, the 3 staff members, and Jordan Peterson), is old news at this point. The article just focuses on the lawsuits brought against WLU and its staff by Peterson and Shepherd.

It is the opinion here that although the facts alleged are basically true, the claims are fraudulent. They are combined seeking 5 million dollars (Shepherd $3.6, Peterson $1.5M). This is an abuse of the court system, and a way to unjustly enrich themselves.

Keep in mind, Peterson’s only claim to damages was that the tape defamed him (comparing him to Hitler, and other comments). His critics were vilified by the media. He suffered no actual damage, other than being named in a tape that Shepherd released.

Shepherd claims that not only was this 42 minute meeting difficult (surely it was), but that she was never treated the same way again. She cites a few examples, but nothing that would lead a reasonable person to think this would be worth millions in damages. Shepherd claims to be unemployable in academia, but her new love for media probably helped that.

Did WLU staff act like d*****bags? YES
Were inappropriate things said? YES
Was a tape of this leaked to the media? YES
Does any of this amount to millions in damages? NO

Complete Hypocrisy

During the Louder With Crowder interview, Peterson (at 50:20) criticizes the Ontario Human Rights Code for automatically making employers vicariously liable for things employees say. However, he has no issue with USING vicarious liability in order to name the University in his lawsuit.

Peterson claimed that it was libel for Rambukkana to compare him to Hitler, yet Peterson compares trans activists to Communists, who have caused the deaths of millions of people.

Peterson has come to fame claiming to be a free speech champion, but has no issue deplatforming speakers he doesn’t agree with. Faith Goldy is a particularly bad example.

Shepherd and Peterson both claim to be free speech champions, but then sue over words they don’t like.

Karma In All Of This?

In 2018, Shepherd launched a $3.6 million lawsuit against Wilfrid Laurier University and 3 of its staff (Nathan Rambukkana, Herbert Pimlott, and Adria Joel). Although the infamous meeting was cited, there were other problems occurring later which were cited in the statement of defense.

Jordan Peterson filed a $1.5 million lawsuit of his own, claiming that Laurier hadn’t learned its lesson. Peterson claimed that the infamous tape had damaged his reputation.

Regarding Peterson’s claim, the WLU filed a 3rd party claim (Form 29A). It stated that if Peterson actually had suffered damages, he should be suing Lindsay Shepherd, as she made the tape secretly and released it.

Shepherd was outraged. After filing a lawsuit against her university, she is shocked that they would use her as a defence in a related lawsuit. She brought this on herself.

WLU should consider Rule 2.1.01

Some Law On Frivilous Proceedings

Rule 2.1 General Powers to Stay or Dismiss if Vexatious, etc.
.
Stay, Dismissal of frivolous, vexatious, abusive Proceeding
Order to Stay, Dismiss Proceeding
2.1.01 (1) The court may, on its own initiative, stay or dismiss a proceeding if the proceeding appears on its face to be frivolous or vexatious or otherwise an abuse of the process of the court. O. Reg. 43/14, s. 1

Although litigation tends to drag on a long time, something like this should be used. The litigation (particularly Peterson’s) is an abuse of process.

Ontario Libel & Slander Act

Definitions
1 (1) In this Act,
“broadcasting” means the dissemination of writing, signs, signals, pictures and sounds of all kinds, intended to be received by the public either directly or through the medium of relay stations, by means of,
.
(a) any form of wireless radioelectric communication utilizing Hertzian waves, including radiotelegraph and radiotelephone, or
(b) cables, wires, fibre-optic linkages or laser beams,
and “broadcast” has a corresponding meaning; (“radiodiffusion ou télédiffusion”, “radiodiffuser ou télédiffuser”)
“newspaper” means a paper containing public news, intelligence, or occurrences, or remarks or observations thereon, or containing only, or principally, advertisements, printed for distribution to the public and published periodically, or in parts or numbers, at least twelve times a year. (“journal”) R.S.O. 1990, c. L.12, s. 1 (1).

Wilfrid Laurier and its 3 staff members did not do this. Shepherd did. She released the recording to the media, with the intent of making it widely distributed. So Rambukkana and Pimlott have a valid point. If Peterson did suffer damages, it was caused by Lindsay Shepherd.

Yes, Rambukkana and Pimlott were unprofessional for making the comments in the first place. However, it is clear they never meant to be recorded.

There is also some ambiguity as to the Statute of Limitations, whether it would be 3 months, or 2 years. If it is 3 months, then it has already lapsed.

Some Canadian Cases

Here is Hill v Church of Scientology of Toronto (1995), which dropped “actual malice” as a requirement.

Here is Grant v Torstar (2009), which created an exception for responsible journalism.

Here is Crookes v Newton (2011), which ruled that linking, or hyperlinking stories does not count as publishing.

However, all of this may be irrelevant, since it was Shepherd who SECRETLY recorded the meeting, and then chose to publish it WITHOUT THE KNOWLEDGE OR CONSENT of the other parties.

Ontario’s Bill 52

Not sure if this would be relied on in the proceedings, but in 2015, the Ontario Government passed Bill 52 on this subject. Interesting is section 137.1

Dismissal of proceeding that limits debate
Purposes
Rejet d’une instance limitant les débats
Objects
137.1 (1) The purposes of this section and sections 137.2 to 137.5 are,
(a) to encourage individuals to express themselves on matters of public interest;
(b) to promote broad participation in debates on matters of public interest;
(c) to discourage the use of litigation as a means of unduly limiting expression on matters of public interest; and
(d) to reduce the risk that participation by the public in debates on matters of public interest will be hampered by fear of legal action.

Final Thoughts On This

The topic of tort reform is a popular one in recent years, particularly in the United States. Putting a cap on maximum damages, or making it harder to collect on bogus claims is a goal worth pursuing.

Any google or online search of “tort reform” will lead to an almost endless number of matches.

This is not at all to say that a person should “never” go to civil court. If an employer doesn’t pay your wages, or your property is damaged, or bills are not paid, then litigation can be a very valid path. Admittedly, “reasonable” is very subjective. However, most people can agree that one must suffer actual damages to go to court.

However, Shepherd and Peterson have both laid million dollar lawsuits because people said mean things to them. (Shepherd’s claim cites more detail). And hypocritically, both think nothing of mocking their detractors.

These 2 are not the free speech champions they pretend to be. Rather, they support free speech when it is convenient to do so. They are “free-speech grifters”.

Hard to feel sorry for her anymore.

(1) Jordan Peterson On United Nations sustainable Development Agenda
(2) Bill C-16, Gender Identity Bill In Canada
(3) Louder With Crowder interview
(4) Peterson & Cathy Newman
(5) Faith Goldy Deplatformed
(6) Deplatforming Faith Goldy At “Free Speech” Event
(7) https://www.identitygrifting.ca/
(8) Peterson announcing $1.5M lawsuit and WLU University and 3 employees
(9) Peterson Interview On Lawsuit (2:55)
(10) National Post article on WLU 3rd Party Defence
(11) Ontario Human Rights Code
(12) Ontario Court forms index.
(13) Ontario Rules of Civil Procedure
(14) Ontario Libel and Slander Act
(15) Hill v. Church of Scientology, 1995
(16) Ontario Bill 52, protecting expression in matters of public interest

Diversity 101: RCMP Looking To Drop All Standards For New Recruits

(Another Case Of Diversity Trumping Merit)

The Royal Canadian Mounted Police (RCMP) are facing a personnel shortage, and have come up with an interesting solution: drop all standards, and focus on diversity. No, this is not an exaggeration.

1. Proposed Changes

1/ Criminal record may not be a barrier to entry
2/ Credit problems not to be a barrier to entry
3/ Aptitude testing to be eliminated
4/ Hearing tests to be reduced or eliminated
5/ Vision tests to be reduced or eliminated
6/ Long stints at the acadmeny (training) to be reduced
7/ Focus to be on recruiting women and visible minorities

This CBC article, article is very difficult to parody, as it reads as one. Also, the comments are well worth checking out.

2. Article Quotations

The RCMP are taking a radical look at their recruitment strategy and could ditch credit checks and the ban on recruits with criminal backgrounds to help them rebuild their depleted ranks.

The Mounties have been plagued by staffing challenges in recent years and are looking at how to convince more women and visible minorities to don the red serge.

An internal document, obtained through access to information, suggests credit checks, the criminal background ban, the two-hour aptitude test and long stints at the training depot could all be eliminated from the hiring process as senior ranks try to make a career as a Mountie more attractive.

The document notes that some of the mandatory requirements can create barriers for communities the force wants to attract, including “groups more likely to have contact with the criminal justice system.”
It asks: Are we “tuned-in or tone deaf?”

The review exercise is the brainchild of Vaughn Charlton, the director of gender-based-analysis-plus with the RCMP.
She was brought over from Status of Women Canada in April 2017 at the request of then-commissioner Bob Paulson and tasked with focusing on gender and inclusion within the force.

“We need to stop assuming there’s only one kind of person who belongs in policing,” she said in an interview with CBC News.

“If we’re going to have mandatory requirements, we want to make sure we’re not creating unintended barriers for reasons that really have nothing to do with whether you’d be a great police officer.”

For example, someone coming to the force later in life might not be able to spend 26 weeks at the training depot in Saskatchewan. Credit checks — long part of the RCMP security screening process — can be a barrier for single parents or those who’ve been forced to take long-term leave, said Charlton.

Staffing crunch

The document also flagged hearing and vision tests and long shifts as potential barriers and questioned the value of the aptitude screening assessment — which, among other things, tests memory, logic, judgment and comprehension.
“I can definitely say we are looking at everything really seriously,” Charlton said. “These are questions worth asking and thinking, ‘Are they still relevant criteria in 2019?'”

So far, Charlton said, her questions have gone over well with top brass.
The recruitment review exercise is ongoing with no set deadline, she said. The entrance exam is getting its own fairness review through the Public Service Commission.

“I think the challenge for us going forward is looking at diversity and inclusion as seriously as we look at security,” Charlton said.

‘Race to the bottom’

When Commissioner Brenda Lucki took over as top Mountie earlier this year, she was warned in a briefing binder that “the RCMP has a growing vacancy rate that exceeds its present ability to produce regular members at a rate that keeps pace with projected future demands.”

The briefing note says that in the last five years, there has been a “dramatic” increase in the number of new recruits required to fill operational vacancies and evolving program requirements.

The RCMP says that in 2018, 21.6 per cent of regular members self-identified as women and 20.8 per cent of members above the inspector level were women. According to a 2017 report, about 10 per cent of the force identify as visible minority and eight per cent are Indigenous.

Time for civilian governance at RCMP, watchdog says in harassment report

Analysis: Toxic culture, harassment issues overshadow RCMP commissioner’s tenure
Christian Leuprecht, a Royal Military College professor who has written about the RCMP’s structure, said public service organizations like police forces are plagued by cumbersome hiring processes and low pay. On top of that, the RCMP have been plagued in recent years by allegations of sexual harassment, bullying and intimidation within the ranks.

“What this all points to is that the RCMP is going to have to change the way they do business, both as an organization and in particular in the way they recruit,” he said.

But Leuprecht cautioned against dropping too many of the mandatory requirements simply to raise the number of applicants. In an age of complex cybercrime investigations, terrorist threats and sophisticated organized crime operations, he said the force needs to ask itself how it can bring in more of the country’s top minds.
“The discussion is always about, ‘Well what can we do to kind of eliminate some barriers to this race to the bottom?'” he said.

“The RCMP is the largest police organization in the country and it is also our federal police force. This needs to be the force that shows the greatest professionalism, the greatest competence and that needs to position itself as an employer of choice and an employer that affords equality of opportunity to all Canadians.”

With files from the CBC’s Kathleen Harris

3. Thoughts On The Proposal

(1) Dropping the prohibition against people with a criminal record is non-sensical. Having a “pardoned” criminal record is one thing, but letting actual criminals in to do the policing?

Additionally, there are way too many questions here:
(a) Which offences will be grounds for exclusion?
(b) Will there be any specific cut-off, or is it case by case?
(c) Will there be a waiting period before a person can enter?
(d) Will people on parole or probation be allowed to enter?
(e) If an ex-con has a firearms ban, will that be waived?
(f) If an ex-con has a driving prohibition, will that be waived?

(2) Credit checks are used in places like banks. When putting someone is a position of trust, it is important to have some knowledge that they can manage finances, and will be less likely to abuse that trust.

Furthermore, ”employment credit checks” do not show anywhere near as much information as say, getting a check for a loan or credit card. These ones are severely restricted in the information disclosed, as it is to measure trustworthiness, not the balance on your cards or mortgage.

(3) Dropping the aptitude test? Do we not want some intellectual standards for RCMP recruits? If a person cannot meet a basic entry level exam, then excluding that person, or people, is in the best interest of the organization. It does raise the question though: is this an attempt to gain more ESL recruits?

(4) Hearing and vision tests are useful, since your physical health and sense are essential to one’s ability to do the job. Further, given how dangerous and gruelling policing can be, physical strength and stamina are needed.

(5)Yes, being away from the family for 6 months can be a burden, but training to be a police officer is a serious commitment. It cannot simply be gutted.

(6) Who cares how many people are women (or trannies identifying as women), or how many people are of a particular background? The focus should be on creating a strong force of intelligent, fit people with good moral character. The rest is just pandering to identity politics.

(7) “”….If we’re going to have mandatory requirements, we want to make sure we’re not creating unintended barriers for reasons that really have nothing to do with whether you’d be a great police officer.””

If we’re going to have mandatory requirements? These people seem uncertain about that. Also, the above criteria are VERY important in selecting police recruits.

(8) Assuming the claims of a culture of harassment are true — fire any and all people engaging in behaviour and focus on building a force with better decency. Don’t eliminate standards. This is sort of like having Problem “A”, and coming up with Solution “B”.

(9) Why change the way you do business? Again, terminate the bad apples, but don’t make it open-recruitment under the guide of ”inclusiveness”.

(10) An interesting point is made: in an era where technology and crime is becoming more sophisticated, do we want to be LOWERING our IQ entry requirements?

(11) Regarding the obsession with Gender-Based Analysis: no one is saying that women should not be police officers. Rather, their abilities should be valued more, and the focus on being women should be stopped. This is a frequent straw-man lefties use: assume any difference in stats is due to discrimination, and not due to personal choices.

4. Moronic To The Extreme

This quote says it all:


“We need to stop assuming there’s only one kind of person who belongs in policing,” she said in an interview with CBC News.

The challenge for us going forward is looking at diversity and inclusion as seriously as we look at security.

– Vaughn Charlton

Yes, we need to focusing on diversity and inclusion as much as security. So, people with criminal records, poor credit, low IQ, lack of commitment, poor hearing/vision, etc…. are just “another form of diversity”?

Enough of the endless pandering. Simply hire good quality recruits. If needed, make the compensation and benefits package more attractive. Offer flexibility in work locations. Don’t water down the standards.

Again, pretty difficult to parody this article.

Supreme Court Will Hear Woman Arrested for Not Holding Handrail

(Bela Kosoian, taking legal action to S.C.C.)

***********************************************************************
The full text for UN Global Migration Compact is RIGHT HERE.

Please sign this: PETITION E-1906 CLICK HERE
***********************************************************************

The Supreme Court of Canada has agreed to hear Bela Kosoian, a woman detained in Laval, Quebec, for refusing to hold a hand rail.

(1) Backstory of the Case
This is a a bizarre story, starting in 2009, of a woman in a Laval, QC, subway station, refused instructions from transit officers to hold a handrail while on an escalator.

When transit officers attempted to write her a ticket for the refusal to obey, she refused to identify herself. Identity is rather important in enforcing tickets. This led to her being detained for about a half hour, after which point she did reveal her name.

Kosoian was issued 2 tickets from that incident, one for $100, and one for $320. She contested both, and they were eventually thrown out.

Since then, she has taken legal action against the city, the STM, and a staff member. After a series of legal twists, it will now be heard by the Supreme Court of Canada.

(2) Quebec Court of Justice — Trial Court
Kosoian took legal action against: (a) the City of Laval; (b) Fabio Camacho — one of the officers; and (c) the Transportation Company of Montreal — aka the STM. She sought $24,000 for moral damages, pain, suffering, inconvenience and exemplary damages, and another $45,000 for moral and punitive damages for the fault committed by its agent.

Kosoian submitted a VERY LENGTHY list and description of physical and psychological trauma suffered as a resukt of being detained for about half an hour. On the surface, it seems like malingering.

Section 49 of the Canadian Charter was invoked, which states:

CHAPTER V
SPECIAL AND INTERPRETATIVE PROVISIONS

49. Any unlawful interference with any right or freedom recognized by this Charter entitles the victim to obtain the cessation of such interference and compensation for the moral or material prejudice resulting therefrom.
In case of unlawful and intentional interference, the tribunal may, in addition, condemn the person guilty of it to punitive damages.

For it’s part, the STM Referenced By-Law R-036

” BY-LAW R-036

“REGULATIONS RESPECTING THE SAFETY AND BEHAVIOR STANDARDS OF PERSONS IN ROAD EQUIPMENT AND BUILDINGS OPERATED BY OR FOR THE MONTREAL TRANSPORTATION CORPORATION”

[…]

SECTION III – GENERAL PROVISIONS

3. Subject to the law and regulations, any person has the right to use the public transportation system of the Company in comfort and safety.

Subsection I – Citizenship

4. In or on a building or rolling stock, no person shall

(a) impede or hinder the free movement of persons, including standing still, lurking, strolling, laying down or carrying a bag, container or other object;

(b) endanger the safety of persons or rolling stock, in particular by depositing or carrying a bag, container or other object;

[…]

e) to disobey a directive or pictogram posted by the Society;

[…]

h) to delay or interfere with the work of a servant of the Corporation; “

But according to the STM staff, it is not the potential safety infraction that led to Bela Kosoian being arrested. Rather, it was her refusal to identity herself when being written a ticket.

In August 2015, a Quebec Court rejected the claim. It stated that the officers acted reasonably, and that the situation was largely self-inflicted

(3) Motion for Leave, Quebec Court of Appeal
Kosoian sought leave to go to the Quebec Court of Appeal.

On December 2015, in an extremely brief ruling, the Quebec Court of Appeal allowed the appeal to proceed, dismissing a motion from the Respondents.

(4) Appeal, Quebec Court of Appeal
In a 2-1 split decision, Kosoian lost her appeal at the Quebec Court of Appeals. 2 Justices ruled that the STM and its staff had acted reasonably. In dissent, the other Justice says he would have set aside the Trial ruling, and ordered $15,000 in damages.

[ 1 ] The appellant appeals against a judgment rendered on August 11, 2015, by the Court of Quebec, District of Laval (the Honorable Denis Le Reste), dismissing the appellant’s motion to institute damages for damages .
[ 2 ] For the reasons of Dutil and Vauclair JJ., THE COURT :
[ 3 ] REJECTS the appeal with court costs.
[ 4 ] For other reasons, Schrager JA would have allowed the appeal, set aside the judgment at trial, granted the motion to institute proceedings, ordered the respondents, jointly and severally, to pay the appellant the sum of 15,000 $ with interest and the additional indemnity since the summons at first instance, as well as legal costs at first instance and on appeal, and stated that between the respondents, the Montreal Transit Corporation will have to assume the entire conviction.

(5) Supreme Court of Canada
This leads things to where they are today. Once again, the Supreme Court granting leave to appeal just now.

The motion for an extension of time and the application for leave to appeal is granted. The application for leave to appeal to the judgment of theCourt of Appeal of Quebec (Montreal), Number 500-09-025644-154, 2017 QCCA 1919 (CanLII) , date December 5, 2017, is awarded with costs in the case. The schedule for serving and filing materials will be set by the Registrar .

An interesting split so far in the courts. In Kosoian’s favour:
-Supreme Court of Canada, leave to appeal
-Quebec Court of appeal, dissenting opinion
-Quebec Court of Appeal, motion for leave

And against Kosoian:
-Quebec Court of Appeal, majority opinion
-Quebec Trial Court
-Laval ruling which dismissed the original tickets.

Personally, I see blame on both sides here. While ticketing her for refusing to hold a handrail does seem excessive, the escalation of the problems resulted from Kosoian herself. She did refuse to identify herself when being ticketed, which for the STM was a legitimate demand. Also, her claims of emotional and psychological damages seem grossly exaggerated, and manipulated to seek a huge damages amount.

The Supreme Court Appeal Panel will now decide the case.

Privacy Commissioner, Banks, Throw StatsCan Under the Bus

(The issue of bank data being seized is raised in Parliament)

This article was released by Global News on October 26, 2018, and CanuckLaw covered it here on October 28. In short, Statistics Canada wants to seize the banking information of 500,000 Canadians (each year), and do it without the knowledge or consent of Canadians.

(at 1:40 in the video) Statistics Canada representative James Tabreke in a very blunt way claims that this is a ”new way of getting economic data to make government decisions”. He also claims that StatsCan is being open with the public, and that the Canadian Banks were aware of this.

(at 2:32 in the video) Claim that the Privacy Commissioner has okayed the project.

Prime Minister Trudeau, in his typically partisan manner, defended the data seizure. Of course blamed Stephen Harper for eliminating the long form census in 2010. He claimed StatsCan was working closely with the Privacy Commissioner.

Now the lies get exposed:
First, Trudeau is distorting the truth with reference to Harper gutting the long-form census. In the original video, Statistics Canada claimed bank seizure was a move done to replace the long form census. So Harper cancelling the LFC in 2010 was actually irrelevant, as StatsCan was going to pull this stunt anyway.

Second, StatsCan claims that they have been open with what they are doing. Yet, these talks have been going on for a year now without the public’s knowledge.

Third, the C.B.A. (Canadian Bankers Association) has publicly objected, claiming they thought StatsCan was just in an exploratory stage. C.B.A. says they didn’t know StatsCan was going ahead with this, and says they will oppose the measure. Here is their statement:

Statement from the Canadian Bankers Association

Protecting the information privacy of their valued customers is a top priority for banks in Canada. Banks believed this proposed data acquisition project was still in the exploratory stages and were not aware that Statistics Canada was moving to compel disclosure of this information. No customer transaction data or other personal information has been transferred to Statistics Canada under this request. The CBA is working with members to understand the nature of this request and next steps.

Fourth, the Privacy Commissioner, seen here appearing before the Senate Committee on Banking, Trade and Commerce, refutes the claim that he ”okayed the move”. Instead, he stated that he does not have the authority to approve such a thing, and is only able to provide general advice on privacy laws.

Fifth, the Privacy Commissioner claims he was unaware until very recently that Statistics Canada that they wanted to do this to 500,000 Canadians. He says numbers were not discussed. In the hearing he states, ”Proportionality is very important.”

Sixth, the Privacy Commissioner states he was unaware or just how much information would be seized by such a move.

Seventh, the Privacy Commissioner admits that StatsCan was not nearly as transparent as it could have been.

Eighth, and this is a glaring omission: StatsCan doesn’t say how this massive intrusion would actually help. There are just vague references to ”economic information”.

Certainly, that 15 years of credit card data had recently been seized also doesn’t sit well with many Canadians.

Now that formal complaints against this measure have been filed with the Privacy Commissioner, there is no longer the option of just giving general legal information. At this point, an investigation is mandated by law.

The proposal appears to be dead in the water, as public outrage and the threats of legal action are forcing StatsCan to back off. But it will be interesting to see if the Federal Liberals continue to support this Orwellian measure.

Note:
Statistics Canada, Equifax, Transunion, the C.B.A., and the major banks have all been contacted by CanuckLaw for comment. Any responses will be posted here as updates.

Canadian Banker’s Association rep Aaron Boles
Thanks, Alex.

The most important take-away from yesterday is that StatsCan is suspending any movement on its proposed project until the Office of the Privacy Commissioner has completed its report, which we understand will be January at the earliest. We were firm in our appearance before the Senate Committee that all options are on the table in terms of defending the privacy and security of bank customers’ personal information and transaction records. Until the OPC report is tabled and StatsCan responds about what it proposes to do thereafter, there’s little point in speculating on how information on spending habits would be collected, if at all.

Best,

AEB

From RBC
Hi Alex – please refer to the CBA for comment on this.

Best,
AJ

AJ Goodman I Director, External Communications, Personal & Commercial Banking I

From TD Canada
Hi Alex,

We refer your inquiry to the CBA, however can tell you that TD takes the trust our customers place in us extremely seriously and has not agreed to share customer data.

Thanks,

Alison

From Statistics Canada
Hello,

“I can assure you that we will not proceed with this project until we have addressed the privacy concerns expressed by Canadians by working cooperatively with the Privacy Commissioner and with financial institutions.”

Anil Arora, Chief Statistician of Canada (Standing Senate Committee on Banking, Trade and Commerce, November 8, 2018)

Thank you,

Laurence Beaudoin-Corriveau

Manager (Acting), Media Relations, Communications
Statistics Canada, Government of Canada

laurence.beaudoin-corriveau@canada.ca / Tel: 613-951-2599

From Equifax
Hello Alex.

In our database, Equifax Canada has information on ~27M Canadian consumers, which we maintain as a registered Canadian credit bureau in accordance with applicable credit reporting and privacy laws. Statistics Canada has never directed Equifax Canada to provide them with, and subsequently, Equifax Canada has not provided to Statistics Canada all of its data pursuant to its enabling legislation.

In any instance where a regulated body relying on legislative authority requests information from Equifax, our standard process is to conduct a review against our internal data governance and security processes, as well as to consider applicable law prior to disclosure.

We don’t have any information on the rumour you mentioned about credit data from 15 years ago.

Media Relations | Equifax Canada Co.

5700 Yonge St., Suite 1700, Toronto, Ontario, Canada M2M 4K2